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  • Ella Taylor

The Sweet Side of Finance -- October

Welcome to the tenth installment of The Sweet Side of Finance. If you've signed up for my newsletter, you already know about today's tasty treat.

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This month, we've been talking about our values surrounding real estate purchases. I've written about it on Instagram, Facebook, LinkedIn, and my blog.

Since we're talking about buying a home, nothing conjures up thoughts of sitting at home by the fireplace like pumpkin chocolate chip muffins!

Pumpkin Chocolate Chip Muffins

Makes 1 dozen muffins


1 cup all purpose flour

2/3 cup whole wheat flour

2/3 cup brown sugar

1/4 teaspoon baking powder

1 tablespoon baking soda

1 tablespoon pumpkin pie spice

1/4 teaspoon salt

1/4 cup ground flaxseed

1/2 cup wheat germ

1 cup pureed pumpkin

2 tablespoons molasses

1/4 cup apple sauce

1/2 cup softened butter

1 cup chocolate chips


3 tablespoons sugar

1 tablespoon pumpkin pie spice

1/4 cup wheat germ


  • Preheat oven to 350 degrees Fahrenheit. Grease the muffin tin.

  • Combine the dry ingredients in one bowl.

  • Combine the liquid ingredients in another bowl.

  • Then combine the dry ingredients into the liquid ingredients and mix until just combined. Do not overmix.

  • Stir in the chocolate chips.

  • Combine the topping ingredients into a small bowl.

  • Scoop mixture into greased muffin tins.

  • Sprinkle the top of the muffins with the topping.

  • Bake for 25 minutes.

  • Enjoy!

This is one of my favorite recipes, and I make it every year to get me in the mood for fall. I have decreased the sugar amount from the original recipe so that the muffins are more pumpkin and spice flavor forward as opposed to being just sweet.

I also like the to use a combination of half whole wheat flour half all-purpose flour to give the muffins more of a nutty flavor and wholesome texture.

I double the recipe every time that I make these and freeze half of the muffins. I then microwave a muffin for 25 seconds until it is soft in the middle and the chocolate is melted. It is the perfect fall morning treat.

Until Next Time,


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